T-Mobile FlexPay Vs. AT&T Go Phone

by Mark Applegate, studioD

With credit scores challenged in the economic slowdown, prepaid cellular phone plans have been a solid arrangement for many customers. T-Mobile's FlexPay and AT&T's Go Phone are two popular options in pay-as-you-go cellular phone service. Both have options suitable for many customers, at a price most can afford.

Rate Plans

FlexPay is a prepaid version of the regular T-Mobile postpaid phones. Simply signup to pay your bill in advance and your rate is the same as a postpaid phone. You can purchase Whenever Minutes at a rate of 20 cents per minute in advance -- in bundles of $10, $25, $50 or $100. Rate plans start at $39.99 for 500 Whenever minutes and unlimited talk-time on nights and weekends. Unlimited calling and text is only $20 more. AT&T Go Phone offers a $50 per month plan that covers unlimited talk, text, Internet access and email; although data plans for Smartphones require data plans of $25 per month for 500 MB of use. You can also pay a $2 fee per day pay-as-you-go fee for unlimited talk and text minutes on days you use your phone. You can also use the phone sporadically at a 10 cents per minute, 20 cents per text rate -- with no daily fee.

Purchasing Phones

The T-Mobile's Flex Pay Even More option allows you to buy a phone at a discounted price with no activation fee or deposit; but with a two year contract. T-Mobile's Flex Pay Even More Plus allows for you to have no contract, but requires you to purchase your phone at the regular retail price. AT&T Go Phones are sold to everyone at a discount price. The AT&T website also sells refurbished equipment at an even larger discount. Both services offer a variety of phones, but T-Mobile allows any phone they offer to be used as a FlexPay phone.

Coverage Areas

While T-Mobile boasts a strong coverage area, AT&T, through mergers and acquisitions, has the largest coverage area. The coverage area for 3G Go Phones -- if you are on a pay-as-you-go plan instead of the prepaid plan -- is substantially smaller than T-Mobile, which makes signing up to prepaid plans much more important. Both companies also offer international calling at a higher rate per minute.

Other Considerations

AT&T Go Phones allow you to roll over unused minutes monthly and add the excess minutes to the next month's account. This can be a useful feature, especially since you prepay in dollar increments with AT&T. T-Mobile rate plans do not include this feature, therefore Flex-Pay arrangements do not either. Both services offer unlimited mobile-to-mobile calling and free domestic long distance.

About the Author

Based in Bolivar, Mo., Mark Applegate has been a professional writer since 2003. An experienced Christian entrepreneur, Applegate work covers business, careers and technology as well as religious topics. He has primarily published in print in the "Cedar County (Mo.) Republican" and the "Republic (Mo.) Monitor" along with an host of online publications. He earned a Master of Business Administration from Colorado Technical University and currently serves as the information technology director at a local public school.

Photo Credits

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